What do you mean my Medicare will cost $460 per month? I had no idea! It can happen. Listen in to how you can possibly appeal that amount that is determined by the Social Security Administration. See our website at www.bhgvault.com that has the forms that you need to do so. Or, call us at 248-871-7756 and we’ll walk you through the process.

Joanne Giardini-Russell is the founder and VP of Giardini Medicare, an independent Medicare insurance agency she started in 2018. Along with her son Cameron and a dedicated team, they have helped more than 8,500 clients across 24 states navigate the transition to Medicare. Their approach is education first — understand your options, then make a decision. She’s built a following of nearly 100,000 on TikTok by doing exactly that: making Medicare make sense. Reach Joanne at joanne@gmedicareteam.com or the team at 248-871-7756.



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