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At Giardini Medicare, we emphasize year after year the significance of selecting the right prescription drug plan. As we step into the end of 2023, it's crucial now more than ever to ensure you're on the right track for the upcoming year. Why? Let's delve in. Changing Prices and Coverage: Plans often adjust their pricing structures. What was cost-effective this year may not be the same in …
Understanding Medicare Eligibility: A Comprehensive Guide
Medicare serves as a critical provision from the federal government, offering health insurance coverage to individuals 65 or older and certain younger people with specific health conditions. This guide demystifies the eligibility requirements for this program. Medicare: A Milestone at 65 As you reach 65, you become potentially eligible for Medicare. However, this eligibility depends on meeting …
Introducing Our Free “Transition to Medicare” Course: A Guide for Beneficiaries
The world of Medicare can be challenging to navigate, especially for those about to retire and take their first steps into the healthcare program. Recognizing this, we are thrilled to announce the launch of a new, comprehensive online course: the "Transition to Medicare" course. The best part? It's absolutely free for all consumers. This course, accessible at https://www.gmedcourse.com/ has been …
Navigating Medigap: A Guide to Understanding Premium Increases
Making sense of Medicare and its supplemental insurance, Medigap, can be a complex task. It's tempting to select a plan based on its current cost, but remember, Medigap premiums increase over time. This article sheds light on the factors influencing these increases, helping you make a choice that serves you well in the long run. Medigap supplements Original Medicare, covering "gaps" like …
How Medicare Brokers are Paid
How Medicare Brokers are Paid The adage, "There's no such thing as a free lunch," is increasingly relevant in our interconnected society where each interaction has underlying business interests. This is especially prevalent in Medicare, with the numerous ads that you see - it must indicatine a lucrative market? But how does this system work, particularly in regards to the earnings from selling …
Are Medigap Policies Good or Bad?
Medicare beneficiaries have a variety of options when it comes to selecting healthcare coverage. One of the choices they face is whether to enroll in a Medicare Advantage plan or a Medicare supplement plan, also known as a Medigap plan. In this article, we will explore the differences between these plans and help you decide which one is right for you. What are Medicare supplements? Medicare …
How to Avoid the Top 5 Medigap Mistakes
When it comes to choosing a Medigap policy, there are several mistakes that people often make. These mistakes can lead to higher costs, missed opportunities, and inadequate coverage. In this article, we will explore some of the most common mistakes people make when shopping for Medigap policies and provide tips on how to avoid them. Mistake #1: Not knowing your state's individual medigap market. …
How to Avoid the Top 5 Medicare Advantage Mistakes
Choosing Medicare Advantage coverage can be a daunting task, especially for those who are new to Medicare or have never dealt with private insurance companies. We’re going to point out the top 5 mistakes that we see being made as people select and remain with their Medicare Advantage plans. Medicare Advantage plans, also known as Part C, are private alternatives to Original Medicare that bundle …
It’s More Than Math – Choosing Your Medicare Product(s)
In a recent TikTok post, a viewer responded with “do the math, Medicare Advantage will always win.” The countering video response was “math isn’t everything to everyone”. What does that mean? Enrolling in a Medicare Advantage Plan or a Medicare Supplement policy can sometimes feel like an overwhelming and intimidating process. While it is certainly important to understand the math (meaning “how …
Top Resources to Learn about Medicare
How can you learn about Medicare? And, why should you learn anything at all? Well, Medicare time for most people is a pretty stressful time. It’s the time in life where all of your friends, family and colleagues are telling you what you should be doing regarding your Medicare choices as you turn 65. You sit back and take it all in but you’re thinking “well, my situation is different than …