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Medicare beneficiaries have a variety of options when it comes to selecting healthcare coverage. One of the choices they face is whether to enroll in a Medicare Advantage plan or a Medicare supplement plan, also known as a Medigap plan. In this article, we will explore the differences between these plans and help you decide which one is right for you. What are Medicare supplements? Medicare …
How to Avoid the Top 5 Medigap Mistakes
When it comes to choosing a Medigap policy, there are several mistakes that people often make. These mistakes can lead to higher costs, missed opportunities, and inadequate coverage. In this article, we will explore some of the most common mistakes people make when shopping for Medigap policies and provide tips on how to avoid them. Mistake #1: Not knowing your state's individual medigap market. …
How to Avoid the Top 5 Medicare Advantage Mistakes
Choosing Medicare Advantage coverage can be a daunting task, especially for those who are new to Medicare or have never dealt with private insurance companies. We’re going to point out the top 5 mistakes that we see being made as people select and remain with their Medicare Advantage plans. Medicare Advantage plans, also known as Part C, are private alternatives to Original Medicare that bundle …
It’s More Than Math – Choosing Your Medicare Product(s)
In a recent TikTok post, a viewer responded with “do the math, Medicare Advantage will always win.” The countering video response was “math isn’t everything to everyone”. What does that mean? Enrolling in a Medicare Advantage Plan or a Medicare Supplement policy can sometimes feel like an overwhelming and intimidating process. While it is certainly important to understand the math (meaning “how …
Top Resources to Learn about Medicare
How can you learn about Medicare? And, why should you learn anything at all? Well, Medicare time for most people is a pretty stressful time. It’s the time in life where all of your friends, family and colleagues are telling you what you should be doing regarding your Medicare choices as you turn 65. You sit back and take it all in but you’re thinking “well, my situation is different than …
5 steps to making your Medicare journey less stressful
Starting your Medicare journey doesn't have to be a stressful experience. Since we’ve helped thousands of people transition into the Medicare system, we’ll break things down for you and help you create your personal roadmap to make life a bit easier when it comes to your Medicare coverage. Step 1. Determine if and when you need Medicare coverage. This may seem a bit silly as you might think …
It’s more than math: Choosing your Medicare product(s)
In a recent TikTok post, a viewer responded with “do the math, Medicare Advantage will always win.” The countering video response was “math isn’t everything to everyone”. What does that mean? Enrolling in a Medicare Advantage Plan or a Medicare Supplement policy can sometimes feel like an overwhelming and intimidating process. While it is certainly important to understand the math (meaning …
Dental: Does Medicare Cover It?
Here is a link to our recent podcast that talks about... Dental! Most people are aware that Medicare does not provide dental coverage, though many people still rely on Medicare for other forms of health care insurance. There is a common misconception that if a person is on Medicare, then they automatically get dental coverage as well. Unfortunately, this is not the case and it’s important to …
Plan G and Plan N: What Are People Really Buying These Days?
Medicare Plan G is one of the most popular choices for consumers as they look to purchase a Medicare supplement. While Plan N often makes a lot of sense on paper when you look at past rate increases and the lower premium in general, so why are more people truly buying Plan G over Plan N? And how do we know that’s actually what they’re buying these days? Telos Actuarial published an interesting …
Enrolling in Medicare and applying for Social Security benefits – two different animals
Enrolling in Medicare and Applying for Social Security benefits are two different animals Despite popular belief, enrolling into Medicare and applying for Social Security benefits are not “connected”. One does not affect the other and it is important to understand the difference between these two programs so that you can make an informed decision when it comes to planning for your retirement. …