Think about who you’re referring to. 1. Yes, please bring up Medicare! 2. You don’t know what to do when the client says “yes, I’d love help!” (YIKES!) 3. Careful that who you refer to isn’t engaging your client with products that you may not be aware of. Happens far more than you can imagine.

Joanne Giardini-Russell is the founder and VP of Giardini Medicare, an independent Medicare insurance agency she started in 2018. Along with her son Cameron and a dedicated team, they have helped more than 8,500 clients across 24 states navigate the transition to Medicare. Their approach is education first — understand your options, then make a decision. She’s built a following of nearly 100,000 on TikTok by doing exactly that: making Medicare make sense. Reach Joanne at joanne@gmedicareteam.com or the team at 248-871-7756.



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