Phone 248.871.7756 | Email info@gmedicareteam.com
Watch Videos on 
Search
Search
Search
Let's talk about a gap in your coverage you might not know exists.
Medicare covers your hospital stay. Your supplement covers what Medicare doesn't. So you're all set, right?
Not quite.
What they don't cover: the life stuff.
When you're in the hospital, bills don't stop. Your mortgage is still due. Utilities still need paying. Maybe your spouse needs to take time off work to be with you. Maybe you need help around the house when you get home. Groceries still need buying, and you might need Uber rides to follow-up appointments.
That's where hospital indemnity comes in.
Hospital indemnity insurance pays YOU directly - cash in your pocket - when you're hospitalized. No claims to file with the hospital. No wondering if something's covered. Just a check that shows up that you can use however you need.
Admitted for three days? You get paid. Need surgery? You get paid. ICU stay? You get paid even more.
Think of it as income replacement for when life gets disrupted.
Most of our clients use it for:
The average hospital stay costs about $2,600 per day. Medicare and your supplement handle the medical bills. But hospital indemnity handles everything else.
It's not about if you can afford the hospital bill. It's about whether you can afford the disruption to your life.
The best part? Most hospital indemnity plans cost less than $50/month, and you can use the benefits however you want. No restrictions, no explanations needed.
Because being in the hospital is stressful enough. Your finances shouldn't add to it.
At Giardini Medicare, we specialize in helping you understand not just Medicare, but the supplemental options that protect you from life’s biggest risks.
If you’d like to explore how a cancer policy could fit into your overall plan:
👉 Schedule a free call with Aubry in our office She's a whiz at setting up these plans!
