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Calculators

Medicare Calculators

Numbers matter when you're making Medicare decisions. These free tools help you see the real math behind your coverage options — so you're choosing based on facts, not guesswork.


Medigap Math Calculator

Trying to figure out which supplement plan actually costs less over time? It's not always the one with the lowest premium. This calculator helps you compare the true cost of Plan G, Plan N, and High-Deductible G side by side — factoring in premiums, deductibles, copays, and potential rate increases over time.

It's the same math we walk our clients through every day, and now you can run the numbers yourself.

👉 MedigapMath.com


IRMAA Calculator

If your income is above a certain threshold, Medicare charges you more for Part B and Part D. It's called IRMAA (Income-Related Monthly Adjustment Amount) and it catches a lot of people off guard — especially in the year or two after retirement when your tax return still reflects your working income.

Our IRMAA calculator helps you see where you fall based on your income, so there are no surprises when your premium bill shows up.

👉 gmedicareteam.com/irmaa


Why These Tools Matter

Most people pick a Medicare plan based on what an agent recommends or what a friend chose. There's nothing wrong with getting advice — but when you can see the numbers yourself, you make better decisions. That's the whole point.

Run the calculators. Bring your questions. And when you're ready to talk it through with a real person, we're here.

📞 248-871-7756 | ✉️ info@gmedicareteam.com

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