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Too many “B’s”…..
This time we’re talking about Medigap Plan B. (Not Medicare’s Part B). Medigap has the “alphabet soup” of plans, remember? We don’t often see Plan B’s but they are out there!
Please take 30 minutes with us to review your plan every so often…. Here’s why.
We had a person call for assistance this week. She has Medigap Plan B and has been in a skilled nursing home for….. 22 days now. Well, Medicare pays days 1-20. The Medigap Plan G that we often recommend would then pay the co-pay of $167.50 for days 21-100.
Guess what Plan B doesn’t cover? You got it- skilled nursing. This woman is now having to pay the daily $167.50 and she’s expected to be in the facility for another six weeks.
We have no way of helping her, but we can help you to review your plan so something like this can be avoided for you and your family.
Joanne Giardini-Russell is the founder and VP of Giardini Medicare, an independent Medicare insurance agency she started in 2018. Along with her son Cameron and a dedicated team, they have helped more than 8,500 clients across 24 states navigate the transition to Medicare. Their approach is education first — understand your options, then make a decision. She’s built a following of nearly 100,000 on TikTok by doing exactly that: making Medicare make sense. Reach Joanne at joanne@gmedicareteam.com or the team at 248-871-7756.
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