It’s our annual prep time for the coming year in terms of “new stuff”. Plan changes, new testing requirements for agents, things like that. SO, if we are getting hit with all sorts of chaos? We certainly know that are consumers are as well…. Take a planned approach to Medicare and you’ll be OK. www.BHGvault.com

Joanne Giardini-Russell is the founder and VP of Giardini Medicare, an independent Medicare insurance agency she started in 2018. Along with her son Cameron and a dedicated team, they have helped more than 8,500 clients across 24 states navigate the transition to Medicare. Their approach is education first — understand your options, then make a decision. She’s built a following of nearly 100,000 on TikTok by doing exactly that: making Medicare make sense. Reach Joanne at joanne@gmedicareteam.com or the team at 248-871-7756.



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