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Wow, did we hit the "COBRA cases" last week! It was very strange, seemed we kept getting calls from people that had bad, or shall we say really no, advice about how to handle Medicare AND COBRA coverage. We had a Florida person that started COBRA last spring. All is well other than the fact that he's 69 years old and has only Medicare Part A. Gwynn coached him through going to get his Part B of …
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Medicare Part A and B sign up….!
Holidays tend to be a day where many people are reading on our website! For some it's a quiet day and a good time to care of things that you need to take care of. Here's a tutorial about signing up for Medicare's Part A and B. Email us if you need help! (links on the website will get messages to us) Now, go enjoy some holiday time ----- TUTORIAL …
Healthcare Peace of Mind
As many of you realize, we at Boomer Health Group do a LOT of our work virtually (i.e. over the phone - yes, the archaic PHONE!). We do a lot nationally; state to state.... So, it wasn't unusual at all to talk to a woman out west about her situation. She's turning 65, no spouse and had a cancer diagnosis a few years back and was treated at MD Anderson. When we hear that someone has a condition …
Mistakes
We have days in a row where we just seem to hit mistake after mistake after mistake in Medicare-Land. A CPA asked me to call a client with a Medicare issue. During the phone call, I learned that he has a small business - under 20 employees, is well past age 65 and had not been advised to sign up for Medicare's Part B. He went on to say that his wife had Parts A and B and had purchased a …
Caregiving, long term care and more!
I saw this picture on Linked In with the statistic related to caregiving - that 14% of caregivers are over age 65. I talked with a person this week who is that caregiver. To both parents. Her full-time job is caregiving. Amazing is all I can say. So, I watch as this person tries to make the best healthcare decision for herself. How does caregiving impact HER health? Realize how physically and …
Timing
Timing can be critical with an impending Medicare decision. Case in point. We had a referral to us yesterday that is turning 66 this month. He said "I'm ready to do Medicare now". After listening to his story, he said that last year - as he was approaching age 65 - he was "hounded" by agents and finally let two gentlemen into his home to talk about Medicare. He said that he "didn't like them" …
Wow!
Sometimes even I am surprised how much money can be saved in getting Medicare "done" right. Small groups (under 20 employees) can move those that are over age 65 to a group Medicare supplement plan. I just quoted one today. I am recommending moving three people to this type of plan and the savings are $27,000 annually. Oh, and the coverage is improved quite a bit. Yes, I said that. Better …
Medicare’s Two Surprises
Ok, so there are far more than only TWO Medicare surprises, but I'm going to start with the big two! I met with a new to me couple yesterday. They are both over 65. One person is actively working and one is retired. The actively working person will be retiring this year sooooo, it's time to prep for our healthcare talk! The great part about these two was that they were pretty educated! …
Medigap Policies
Why I like Medigap.....! I checked in recently via text message with a client that began his Medicare policy with my on 4/1/17. I always remember this fellow because of his dry sense of humor, his pure skepticism and his wit that has led us to become buddies. So, I sent him a text a week ago. "Happy one year with Medicare! How is it going?" His answer "I'm tickled with everything, thanks to …